Financial clarity for expatriates living in Asia.
The specialist independent financial adviser for expats in Vietnam and Southeast Asia — navigating offshore pensions, cross-border investments, and long-term wealth planning so you can focus on life abroad.
The independent financial adviser expats trust in Vietnam
HSP Consulting is a specialist advisory firm serving expatriates, professionals, and businesses across Vietnam and Southeast Asia. Founded by Brian Spence — a Chartered financial services specialist with over 35 years of experience in UK and international wealth management.
As a fully independent adviser, we are not tied to any product provider. Every recommendation is built solely around your interests — whether you need to consolidate an expat pension, structure offshore investments, or plan for retirement from abroad.
We specialise in the unique challenges faced by globally mobile professionals: QROPS & pension transfers, tax-efficient investment wrappers, inheritance planning across borders, and long-term wealth protection in a complex regulatory landscape.
The people behind
your financial strategy
Senior, independent advisers with deep cross-border expertise — working directly with you to consolidate pensions, structure offshore investments, and protect long-term wealth.
Brian Spence
A Chartered financial services specialist with over 35 years of experience across UK and international wealth management. Brian founded HSP Consulting to give globally mobile professionals truly independent, conflict-free advice on pensions, offshore investments, and cross-border estate planning.
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Brandon Lakin
An international financial adviser focused on expatriate wealth planning across Vietnam and Southeast Asia. Brandon helps clients navigate QROPS and pension transfers, tax-efficient investment structures, and long-term retirement planning — building clear strategies around each client’s cross-border life.
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for global citizens
Our structured approach ensures cross-border complexities are transformed into clear, actionable strategies for expatriates throughout Vietnam and the wider region.
Expat Financial Advisory
Personalised strategies for globally mobile professionals. Offshore investment portfolios, pension consolidation, QROPS transfers, and tax-efficient wealth management — built around your specific cross-border situation.
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Strategic consulting for businesses and entrepreneurs operating in Vietnam and Southeast Asia. Market-entry frameworks, operational structuring, and growth strategies that deliver real competitive advantage.
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Discreet M&A advisory for expatriate business owners and regional ventures. From IFA consolidation and business valuation to finding aligned acquirers — we guide every stage of the transaction.
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Your financial life doesn't stop at the border.
Expats in Vietnam face financial challenges that local advisers simply aren't equipped to handle — pension transfers, offshore investment structures, tax compliance, and multi-currency estate planning.
We specialise entirely in this space. One adviser. Deep expertise. Full independence.
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Trusted partners across the region
Speak to an independent
expat financial adviser.
A no-obligation 30-minute call is all it takes. We'll review your situation — pensions, investments, tax exposure — and outline a clear, personalised plan.